✕Bad-faith laws · 50 states
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Oct 5, 2026, 12:00 pm
AI Agent
State & approachBill
GeorgiaGA
5x fines, 2-year minimum to sue on property
HB 1344Signed 2026
CaliforniaCA
Restitution orders, doubled disaster fines
SB 876Signed Sep 27
South CarolinaSC
30+ days to answer time-limited demands
H. 4670Died in Senate
OklahomaOK
30-day claim decisions, interest on late pay
HB 2933Died in Senate
How the approaches differ
Fines and restitution
Regulator orders, bigger penalties
CAWANY
Claim clocks and suit windows
Payment deadlines, time to sue
GAOK
Limits on bad-faith suits
More time to answer, softer penalties
SCLA
SignedNot enacted
Personal AI analysis Based on your priorities
Georgia’s 5x fines and 2-year suit window hit policies issued from 2027, so property forms need review now. California’s restitution orders start in 2028, and the limits that died in South Carolina and Louisiana would have to be refiled next year.
12 sec ago
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